What Is the Rakuten Cash Back Visa® Credit Card?

The Rakuten Cash Back Visa® Credit Card lets you earn more by offering additional Cash Back on your qualifying Rakuten and Ebates purchases.

Key benefits include:

  • You’ll earn an extra 3% Cash Back on Rakuten and Ebates purchases, and 1% on purchases everywhere else Visa credit cards are accepted
  • Unlike many credit card programs, the Cash Back you can earn is unlimited
  • The additional Cash Back you earn by using your Card is deposited directly in your Rakuten account and paid out in the form of a Big Fat Check or PayPal payment
  • You’ll receive a First Purchase Bonus after your first Rakuten Cash Back Visa Credit Card purchase.
  • There is no annual fee
  • You’ll be covered under Visa Zero Fraud Liability and Visa Return Protection

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How the Rakuten Cash Back Visa® Credit Card works

When you start a Shopping Trip with Rakuten or Ebates and use your Rakuten Cash Back Visa® Credit Card to pay for your purchase, you’ll receive an extra 3% Cash Back in your Rakuten Account. When you use your Rakuten Cash Back Visa® Credit Card on purchases everywhere else Visa credit cards are accepted, you’ll receive 1% Cash Back in your Rakuten Account.

The Cash Back you earn by using your Rakuten Cash Back Visa Credit Card will be paid along with your regular Cash Back, in the form of a quarterly Big Fat Check or PayPal payment.

Please note there can be a delay between the time of purchase and when your Cash Back posts to your Rakuten account. Depending on where you shopped, this delay can take from a few hours to several days.

How do I get the Cash Back I’ve earned with my Rakuten Cash Back Visa® Credit Card?

The Cash Back you earn with your Card is paid out in the same way as the Cash Back you earn on all your Rakuten and Ebates purchases: if you’ve earned in excess of $5.00 Rakuten sends you a quarterly Big Fat Check, or you can receive your payment via PayPal.

To see the Cash Back you’ve earned, visit My Account. The Cash Back you’ve earned through the Rakuten Cash Back Visa card will appear as line items along with the regular Rakuten and Ebates Cash Back you’ve earned.

Learn More About Cash Back Payments

Note: There are Exclusions & Limitations to earning Cash Back with the Rakuten Credit Card.

Already have the Card?

For credit card service, please call (855) 697- 4560.

Or visit the Rakuten Cash Back Visa® Credit Card service site to view your account, go paperless and more.

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