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Exclusions: Cash back is not available on QuickBooks Online - Free Edition; Assisted Payroll, Direct Deposit, Billing Solutions, Bill Pay Service, Online Banking, QuickBooks MasterCard, Online Backup Service, Shipping Manager, Remote Access, Time Tracker, Build a Website, Gift Cards, Customer Mgr Online; Products/Services from Intuit QuickBooks Marketplace: http://intuitmarket.intuit.com; Marketing Tools: http://quickbooks.intuit.com/product/marketing-tools/small-business-marketing.jsp; Payment Solutions: http://payments.intuit.com; Check/Supplies; Product Trial Versions.